Here are some recent developments connected to mortgage law (mostly U.S. state and federal regulatory updates, since “mortgage law” is broad and country-specific):
California foreclosure-related protections (effective Jan 1, 2025): California has passed a law adding new foreclosure notification and sale requirements for mortgage lenders, signed by the governor on Sept. 20 and effective Jan. 1, 2025.[1]
Federal consumer-mortgage compliance / CFPB-related regulatory pressure (2025 updates): Mortgage compliance coverage has highlighted developments tied to the CFPB and other regulators, including loan-originator compensation rules under Regulation Z / TILA, and evolving positions relevant to fair-lending concepts such as disparate impact under ECOA/Fair Housing Act (with litigation risk noted).[2]
Mortgage-forbearance legislation in California (signed Sept. 22, 2025): California also enacted a Mortgage Forbearance Act (described as providing emergency relief for affected borrowers), taking effect immediately as an urgency statute.[5]
Which jurisdiction do you mean by “mortgage law”—Canada (Québec/Canada-wide) or a specific U.S. state, and are you interested in foreclosure, forbearance/modifications, licensing, or consumer protections?
May 20, 2024: Supreme Court Rules in CFPB’s Favor; FSOC Released Report on Nonbanks; Prudential Regulators Testify on the Hill MBA Newslink May 14, 2024: Fed's Powell says high interest rates may 'take longer than expected' to lower inflation USA Today
www.texasmba.orgStay updated with breaking news from Residential mortgage regulators. Get real-time updates on events, politics, business, and more. Visit us for reli
comparemela.comMarch 6 – Read the newsletter below for the latest Mortgage Banking and Consumer Finance industry news, written by Ballard Spahr attorneys. In this issue, we examine the Massachusetts Attorney General's lawsuit against Hometap, legislation that would eliminate all funding for the CFPB, Oregon's consideration of DIDMCA opt-out legislation, the Wisconsin Appeals Court's rejection of National Bank Act preemption, and much more.
www.ballardspahr.comGet the latest mortgage lending industry updates from Fannie Mae, the CFPB, and more to improve your financial institution’s compliance management system.
www.ncontracts.comOn September 20, Governor Newsom signed AB 2424, which establishes a significant set of new foreclosure notification and sale requirements for mortgage lenders. The law is effective as of January 1, 2025....more
www.jdsupra.comControversial mortgage laws passed last year state that, if at any point during the maturation period of the loan the person in whose name it is taken is not able to meet the payments, that ...
gmatclub.comOn September 22, 2025, California Governor Gavin Newsom signed Assembly Bill 238, which took immediate effect as an urgency statute. The new Mortgage Forbearance Act (the Act) can be found in section 3273.20 et seq. of the...more On September 22, 2025, California Gov. Gavin Newsom signed the Mortgage Forbearance Act into law, with an immediate effective date. The law, designed to provide emergency relief to California mortgage loan borrowers impacted...more … The latest edition of the Consumer...
www.jdsupra.comThe SEC’s Policy Shift: Why the SEC now allows mandatory arbitration provisions in registration statements, and how the focus has moved to disclosure, not the substance, of arbitration clauses. State Law Challenges: How Delaware’s SB 95 (DGCL 115(c)) bans arbitration provisions for federal securities law claims in corporate charters, and the legislative backstory behind this move. … 2. By requesting $145 Million in funds from the Fed, the CFPB may have mooted the two other lawsuits raising the...
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