Latest News About Mortgage-free options for first-time buyers in markets

No-deposit routes exist for first-time buyers, as lenders offer 100% or near-100% deals in some markets, plus cashback or deposit-relief incentives for eligible applicants. Typical facts include 100% LTV mortgages for qualified buyers (often with age, income, and affordability criteria) and fixed-rate terms for a set time; cashback programs can offer deposit relief or cashback on completion. Eligibility usually requires a period of rent payment history, no prior owned property within a specified window, and property type restrictions. Terms differ by region, and programs change over time. Verify with lenders for up-to-date terms and eligibility. Examples show some UK lenders publicly advertise 100% or near-100% options or cashback schemes for first-time buyers, along with guidance on deposits, stamp duty relief, and affordability calculations. Please verify with local lenders for Milan or broader Italy, as programs differ by region and policy.